First Active/Ulster Bank Guarentees?

I've had a look through the site but can't find an answer to this question.

I have an Ulster Bank eSavings Plus Account, and a First Active eSavings Plus Account.

As far as I'm aware they are two banks within the same group. So if one fails - the other will become shaky too. Government Guarentees could be called.

Since they are effectively separate in name only - does the Guarentee cover individuals with money lodged in both institutions - up to the maximum? Or is the cover reduced/split between them?

Any ideas?

100,000 EUR is covered by the Irish deposit guarantee.

Also, RBS (Ulster and FA) are part owned by the UK Govt.

Your money is safe. Very safe.

In my opinion, it is unthinkable that the UK govt. will let any retail deposit holders loose money.

Thanks Fungus, but just to clarify, does that mean I have a 100K guarentee at FA and another 100K guarentee at UB?
Or just 100K between the two organisations?

At the moment 100K is covered in each institution.