Hi All,
We live in a 3 bed semi detached house. Our neighbours, in the house attached to us, suffered a serious house fire in the early hours of Wednesday morning. No-one was injured.
As a result of the house fire, our house filled with smoke and now there is the smell of smoke in all rooms and a dis-colouration on the paint work, my curtains, soft furnishing, clothes etc all smell of smoke
I have contacted my home insurance provider to advise them of what happened. But my query is, can I claim on my neighbours home insurance policy to cover the damage to my house? Surely I don't have to claim on my own policy for something that wasn't my fault?
As always, I'd appreciate any comments and answers, or if anyone has any tips for me on how to proceed.
Wollran
We live in a 3 bed semi detached house. Our neighbours, in the house attached to us, suffered a serious house fire in the early hours of Wednesday morning. No-one was injured.
As a result of the house fire, our house filled with smoke and now there is the smell of smoke in all rooms and a dis-colouration on the paint work, my curtains, soft furnishing, clothes etc all smell of smoke
I have contacted my home insurance provider to advise them of what happened. But my query is, can I claim on my neighbours home insurance policy to cover the damage to my house? Surely I don't have to claim on my own policy for something that wasn't my fault?
As always, I'd appreciate any comments and answers, or if anyone has any tips for me on how to proceed.
Wollran