roisinmurphy
Registered User
- Messages
- 15
I have had awful difficulty with Ebs. I lost my job March 2010 and got interest only for 6 mths, then a further 6 mths till April 2011.I was refused any further interest only just told to let my mortage go into arrears and phone Mabs!Unfortunatly my circumstances have not changed except I did find temporary work last Sept but only 30hrs a week on mim wage.I do not get paid for the Summer but hope to be back to work again in Sept.My mortage is 1,500 per month and at the moment 825 interest only.When I am earning I get 252 per week and my husband earns 405 .We have 2 school going children, there is no way I will ever be able to pay the full amount on these earnings, bearing in mind that before I lost my job last yr I was earning 500 per week and my husband 450 due to cuts in his job.i am really worried all the time as I know Ebs will probably say the same to me in Sept. I have emailed them now as I am hoping they will possibly extend the mortage for us as interest only is only a temporary solution, I want a more permanent one.Our mortage is 227,00 and I am 45 my husband almost 51.I think its terrible to be told to go into arrears surely they can help people like me before we get into that state. Is it any wonder there are so many people suicidal, sometimes it feels like its the only way out.I am not looking for any handouts I just want to be able to live without the fear of losing our home.Thanks for listening.