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Have you read the many existing threads on dealing with debt etc. including the debt/budgeting key posts linked at the top of this forum?First time poster and looking for a little advise if possible. At 26 years, i find myself in just under 80,000 euro in debt spread across 6 institutions. I earn 39,000 per annum and dont consider myself unable to pay the debt off, but am paying far too much interest on the debts, up to 18.9%, on credit cards.
If you are not an owner occupier then that could have implications for your tax treatment - e.g. not entitled to owner occupier mortgage interest relief, potential outstanding liability for stamp duty and potential liability for CGT in the future.I have my name on a 100% mortgage with a brother that is only 6 months old for a house worth 335,000, but I still live in my family home.
€247.5K including mortgage debt presumably?At 26 years, i find myself in just under 80,000 euro in debt spread across 6 institutions.
Ive always had a debt hanging over my head. .
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