T
tripb
Guest
Hi Guys,
Just want to get some opinions on this matter before I tackle it head on... would like to know as much as possible on the issue so I know what I am talking about.
To cut a long story short a member of my family took out a loan with Provident in my name - without my permission or knowledge. The only reason I found out about it was when I got a letter from them confirming the loan details, which needless to say surprised me!
Now, I know who it was that took the loan out and I don't want to get them into any trouble over it but I do want to prevent it from ever happening again - for obvious reasons.
I'm looking for suggestions on the matter. My current thought is to call Provident and let them know about the issue - this would obviously get the Provident agent in some bother (and rightly so) but it might also lead to some trouble for the person who took out the loan which I would like to prevent if at all possible.
I have not spoken to the person yet but they know that I know about the loan now as I left the open letter with them.
What I would like to know about these type of lenders (Provident and the likes) is do they affect credit ratings/mortgage/loan applications etc. or is there anything I should worry about in that regard?
Thanks for reading, and I appreciate any help.
Just want to get some opinions on this matter before I tackle it head on... would like to know as much as possible on the issue so I know what I am talking about.
To cut a long story short a member of my family took out a loan with Provident in my name - without my permission or knowledge. The only reason I found out about it was when I got a letter from them confirming the loan details, which needless to say surprised me!
Now, I know who it was that took the loan out and I don't want to get them into any trouble over it but I do want to prevent it from ever happening again - for obvious reasons.
I'm looking for suggestions on the matter. My current thought is to call Provident and let them know about the issue - this would obviously get the Provident agent in some bother (and rightly so) but it might also lead to some trouble for the person who took out the loan which I would like to prevent if at all possible.
I have not spoken to the person yet but they know that I know about the loan now as I left the open letter with them.
What I would like to know about these type of lenders (Provident and the likes) is do they affect credit ratings/mortgage/loan applications etc. or is there anything I should worry about in that regard?
Thanks for reading, and I appreciate any help.