Cuba11,
Welcome to AAM.
The outpatient excess is per person rather than per family. The only way around this is if you choose a plan with a 1 euro excess, which are usually
more expensive. The following plan with Laya, ticks all the boxes in that regard, worth considering even for the adults only;
1. Control 300 Create; price 972pa; all public, private(including private room) + 3 hi-tech hospitals covered, private/hi-tech excess 300 per
admission, good day to day cover 1 euro excess.
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Laya Childrens Offer; Just pay for the 1st child and the rest of the children are free;
1. Essential Connect Family; price 227(for all children) all public, private and some hi-tech hospital covered.
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Total family price; 972 + 972 + 227 = 2171 + 63( 3% charge if you pay by installments)
Total price; 2234pa
Alternative option with Irish Life as follows;
1. Net More 300; price 860pa; selected public and private hospitals covered, excess 300 per admission.
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Childrens option; as before Nurture Plan price 160 per child;
Total family price; 860 + 860 + 160 + 160 = 2040
Alternative option with Laya as follows;
1. Essential Health 300; price 873pa; all public, private and Beacon hospital covered, hi-tech cardiac Blackrock Clinic + Mater Private covered.
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Childrens option; Essential Connect Family price 227 for all children, see above.
Total family price; 873 + 873 + 227 = 1973 + 57(3% charge if you pay by installments)
Total price; 2030
Regards, Snowyb