Fair deal scheme reassessment of cash assets

dave2182

New Member
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2
My mum is in a home for the last 2 years(alzheimers) and availing of the fair deal scheme.
She is paying the 7.5% of value of home from savings (no loan).
If requesting a reassessment of cash assets:
1. Do we need to get another valuation of home?
2. How much do they allow on any increase in valuation of house price?
3. We have been deducting from her savings; 80% of pension, Assessed weekly amount from cash assets , Assessed weekly amount from principle residence and costs of maintaince of the principle residence.
To work out the new amount for cash assets contribution do I just take what is left in her savings, deduct the 36000 which she is exempt from and work out 7.5% of balance?
Thanks in advance
 
Presumably it is still the same now, it has been a few years since I did it. My mum didn't have the loan so about €80K a year was going out of her account. I just sent in a simple letter, they do the sums.

Dear HSE, Mum’s cash assets when last assessed were €xxxx.
After paying nursing home fees, house insurance / maintenance, clothing etc Mums cash assets today are €xxx.
Enclosed are bank statements since last assessment.
As cash assets have dropped substantially, would you please reassess her contribution.

Yours sincerely,

Nursing home, utilities, alarm were all on direct debits so were very clear on bank statements, there were other payments for clothes etc showed up as Dunnes Stores, Allianz was for house insurance, presumably as all looked reasonable, they questioned nothing.

The HSE wrote back a few weeks later with a short explanation saying her contribution will now be €xxx.

There was no mention of the house from me or the HSE, the only thing that was reassessed was cash assets.

I did it twice, each time the new payment was substantially lower, well worth doing and I would guess many don’t do it.
 
I wonder would a family be entitled to enquire about getting a refund from the HSE if they hadnt done this reassessment and their loved one availed of the scheme for a few years. In that scenario their assets reduced substantially and quickly but they were still paying based on original assets, right up to the end.