Fair Deal Query

My father entered a long term care facility 16 months ago as we were unable to meet his full time care needs at home due to an acute deterioration of dementia. At the time we applied for fair deal and due to land being transferred within the previous five years it was taken into account in financial assessment.
Unfortunately at time of transfer this land was valued much higher than current market value and has very poor potential resale due to it being under water and inaccessible during winter months due to flooding. Based on the financial assessment his contribution to care was valued at €1120.96 nursing home is currently costing €780 a week therefore we have not availed of the fair deal.
In November the land will have been transferred over five years and having contacted our local fair deal office we have been told that the financial assessment from the original application stands and land will continue to be considered an asset of my Dads as long as he alive
We are really struggling to meet the weekly payment as my dads only contribution is his pension and he has no other cash assets or income We have completed the appeals/review route and contacted the ombudsman to no avail
Does anyone know can you make a new application that will be accepted once the five years are up that will not take land into consideration??

No, the land will be included in perpetuity. However, as the value has dropped, you can apply for a reassessment of assets. Get valuation from estate agent and any statements or evidence of flooding.

My calculation for Fair deal is that you pay a maximum amount over a period and that's it. I.e. If your Dad stays over the initial period you will not have any ongoing liability, except giving back the state pension

Jumpstartdublin said:

My calculation for Fair deal is that you pay a maximum amount over a period and that's it. I.e. If your Dad stays over the initial period you will not have any ongoing liability, except giving back the state pension

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Hi jumpstartdublin. I am not sure how to address your comments. Either you or l have greatly misunderstood the FD scheme.

Calculation is 80% of income plus 7.5% of assets for as long as in the home. The first €36k of savings is disregarded per individual. The share of PPR is only chargeable for 3 years from date of entering the home or application, whichever is earlier. Payment will not exceed cost of care. Any assets transferred in previous 5 years will continue to be included in assets, subject to PPR rule. Annual reviews of assets/financial assessments provided for.

Yes so you only pay for 3 years maximum? That's a good deal?

Please edit your thread title to make it meaningful.