Hi. I assume by you saying she is paying privately that she is still availing of the fair deal. As far as I understand from our own case, when she sells her house the proceeds, when reassessed, will be seen as savings. They will then be taken into account for the next assessment in 3 years. Even if she gives you all the money it won't fall within the 5 year timeframe. Our parents house was sold when remaining parent was in the nursing home. There wasn't enough savings to cover the payments. However we knew he wouldn't live a further 3 years. Your best bet is to contact the person in fair deal who dealt with your application but to my knowledge the house proceeds will be taken into account.