- eSavings Plus – 5.50% AER* variable (includes a 6 month introductory bonus of 0.50%).
- Interest Paid monthly.
- Instant access – No notice required, however no interest will be paid in any month where a withdrawal is made. If a withdrawal is made in any of the first 6months after account opening, the Bonus rate of 0.50% only will be paid on that month.
- Minimum opening balance of €15,000 (maximum €1m).
- Please see below for our great rates of interest.
- eSavings Plus - 5.50% AER* variable (includes a 6 month introductory bonus of 0.50%)
- Interest paid monthly
- Instant access - No notice required, however no interest will be paid in any month where a withdrawal is made.
- Minimum opening balance of €15,000 (maximum €1m)
That's quite a gotcha. It arguably robs the expression "instant access" of any normal meaning.If a withdrawal is made in any of the first 6months after account opening, the Bonus rate of 0.50% only will be paid on that month.
That's less attractive than their normal eSaver rates on sums under €15K. Maybe they should call this new product eSavings Minus?Standard rate after 6 months: 4.89% Gross variable and 5.0% AER variable.
I have an esavings account....have opened a plus account and transferred funds to that account...as the interest is applied to the account 1st monthly if you wish to withdraw the money do so on the 2nd..so no interest has really accumulted fot that month on the account and you have received the interest for the six months..I'll take it anyway and have access immediately which is what I want in todays climate.
Immediately - they give you sort code and account number at end of process. However it will take a day or two to show up in online banking. At that point you can transfer from your eSavings into your eSavings Plus.
For balances in excess of 15,000 are you in fact getting a paltry rate for the first 15,000,as in are the bank effectively getting the use of it for free?
Or do you get the higher rate on the total balance if its maintained in excess of 15,000?
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