How many bedrooms in your current house ? Not having a go at you but I often hear people with 2 children saying they need more room despite the fact that they have 3 or 4 bedrooms. Would moving into the duplex be a short term option if you had to sell your current property ? That way you would not be in a chain if trying to sell and buy at the same time.
Of course she is involved in this, not sure what makes it sound like she isn't (genuinely curious)?I'd consider bringing your spouse into the decision making process.
Sorry, my mistake. It was all a bit "me" and "I".Of course she is involved in this, not sure what makes it sound like she isn't (genuinely curious)?
Of course she is involved in this, not sure what makes it sound like she isn't (genuinely curious)?
Exactly. So is it even going to be possible to move to anything better at all? Or shall we just focus efforts on making what we have better instead?er how likely is it that your 47 year old partner thats having a kid is going to be back in work in a years time?
also how do you foresee childcare costs going, if you are both working you will still need child care of some form?
house does sound small for 4 and 2 dogs though.
Yeah no I am not going to sue the planning department but yes indeed the new neighbors are not good news and am not looking forward living next door to them. We do have childcare costs as we are caught in the vicious cycle of needing childcare for my partner to be able work... The plan was not to be out of work ever never mind this long. So childcare expenses will be an issue for another 2 years at least. No intention of having more kids after this one!Ach now I see you are in dispute with your neighbours over an extension and plan to sue the planning department. So do you want to move because of this? You would wipe out your savings going down the legal route with no guarantee of success. So your neighbours would be more hostile and you would not be able to afford to move.
I am no longer sure that moving is the best option for you.
What about converting attic?
I'd agree with others who've said it's never going to be worth it if by worth it you mean you'd recoup the expenditure in a future sale. You won't. Bad neighbours would be a deal breaker for me. Life's too short. Have you considered any properties in the 420k range (value of your home plus your savings)? If you found the extra space you're looking for here you may be able to purchase while simultaneously reducing the LTV on your home. Is working from home an option for you? If so, being near the office may not be as big a deal as it used to be. The flexibility of wfh is likely to become a permanent feature in many service sector jobs. How energy efficient is your current home versus what you could afford to buy without increasing debt? I'd consider this also when deciding between alternatives. Is the market likely to crash? If it does this could also crash the value of your property and impact your employment status and ability to get future finance. People who try time the market are wasting their time imo
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