I need a contact for an experienced specialist who would deal with my case.
I would pay the fee for the constructive advice.
involved:
1) complete non-cooperation of the 2nd borrower
2) reducing arrears (I keep part payments towards arrears)
3) letter issued to me advising that I may be deemed non-cooperating borrower.
Ring the office of Friel Stafford Dublin. They do big and small matters. I found them extremely helpful. They gave me lots of good advice on the phone and didn't charge me.