I am in the midst of a mortgage application in Ireland and as I have a UK student loan, the bank requires a UK Credit report.
I contacted both Experian and Equifax and both required me to send off all my information, however it is not possible to apply online as I have no current UK address.
Is it possible to obtain a credit report when you no longer live in the UK?
However, I don't know whether this will show up in the UK credit report. As far as I recall, the bank account had only been linked to my first UK address and then my parent's Irish address. My last 2 addresses in the UK were never linked to this account.
Rather than sit and sweat it out, have you tried to register with Experian and/or Equifax online to get your free report?
goes into a lot more detail. Basically you sign up for the free trial, get your report, and cancel within 30 days.
I used to subscribe to one of these services years ago so cannot remember what I needed to verify my identity at registration, but once registered you simply enter your address history and dates you lived at each and everything known about you will be displayed - historic/outstanding borrowings, defaults, etc.
Yes I tried to register but one must input a current UK address to do so.
I actually tried to enter my last UK address and then got an error that there was an issue identifying me - likely because it's not my current UK address!!
Yes I tried to register but one must input a current UK address to do so.
I actually tried to enter my last UK address and then got an error that there was an issue identifying me - likely because it's not my current UK address!!