Lender - Bank Of Ireland
Rough value of property - €285,000
Amount of mortgage balance outstanding - €240,000
Date you fixed - March 2017
Period for which you fixed. - 2 years
Fixed rate - 3.55%
Term left - 34yr 7mt
Breakage fee quoted - €260.
Called and got quoted €260 break free and could move to 3.2% fixed for 2 year saving approx €46 per month. Received paper work in post to complete and was delighted to see they had mistakenly given me <60%ltv rates so ticked the option for 3% fixed for 3 years. Confirmed applied to account a week later saving approx €73 a month.