With the reducing interest rates I was doing some tidying up on European bank deposits with mixed experiences so far.
- Bunq, who now regard existing customers with disdain, were hyper efficient in moving a withdrawal to my nominated Irish account, with a next day credit. Well done.
- BUX, tied to ABN Amro now, are taking the slow lane. I am now waiting expectantly for the transaction to complete. It was not inspiring when they sent the account closure information before I've received the money. Their legacy owners are clearly applying conventional transaction times.
- Opening a new demand deposit account with Blu Or via Raisin has proved impossible. Refused with no reason. On the positive, I could speak to someone in Raisin about it, only to find yes, they can refuse and do not give a reason. Strangely I've had two term deposits mature with Blu Or and one currently ticking along. Perhaps further confirmation that being an existing customer counts for nothing! I'll now try the Maltese offering.
To move funds to Raisin required a trip to my local PTSB. Once I got to the Customer Service agent all was fine, but the wait to get there, playing musical chairs with random people in the waiting area was an exercise in patience, further tested by the gentleman with his call to PTSB on speaker! They told me that they are trialing a system that will put these transactions online - it can't come quickly enough.
- Bunq, who now regard existing customers with disdain, were hyper efficient in moving a withdrawal to my nominated Irish account, with a next day credit. Well done.
- BUX, tied to ABN Amro now, are taking the slow lane. I am now waiting expectantly for the transaction to complete. It was not inspiring when they sent the account closure information before I've received the money. Their legacy owners are clearly applying conventional transaction times.
- Opening a new demand deposit account with Blu Or via Raisin has proved impossible. Refused with no reason. On the positive, I could speak to someone in Raisin about it, only to find yes, they can refuse and do not give a reason. Strangely I've had two term deposits mature with Blu Or and one currently ticking along. Perhaps further confirmation that being an existing customer counts for nothing! I'll now try the Maltese offering.
To move funds to Raisin required a trip to my local PTSB. Once I got to the Customer Service agent all was fine, but the wait to get there, playing musical chairs with random people in the waiting area was an exercise in patience, further tested by the gentleman with his call to PTSB on speaker! They told me that they are trialing a system that will put these transactions online - it can't come quickly enough.