I think that raises an interesting point. Joint accounts, in general, fall outside a deceased's estate and are not accounted for in Probate. However, Revenue will always enquire about joint accounts - reasons why opened and balances etc.,etc.
Here, it looks as if there are assets to meet debts so the question is can a beneficiary of one half of jointly held assets in an estate resist efforts by creditors to claim those monies?
Certainly, the creditors can sue the estate/ executors for the debt. If the estate, however, has no value ( because all assets are jointly held) does the executor have a legal obligation to pay?
Answers on a postcard please!
mf