I opened a ESB account over twelve mths ago,as I did not have the 300eur starter fee, i opted for direct debit option. I was told after 12mths i would be entitled to have the option to pay my bill at the post office.The reason i want to do this as iv heard of the pay easy card where you can pay off your bill weekly etc..I am trying to bring down my bills as i have become unemployed. When i rang esb about this, they said i would have to pay 3 more direct debit bills as two of my bills were late! Give or take a day or two realistically..What would you do?