ESB bill need to pay by credit card

Kirvos
I agree totally with your attitude to DD. The only DD I have ever considered is for my mortgage which thankfully will end this year. All other bills are paid by methods of my choice. I refuse to give anybody open access to my finances
 

Not in my experience. I avoid DD as much as possible.
 

All well and good but direct debits load the advantages in favour of the payee and not the payer. The only advantage from a payer's perspective is the convenience of not having to actively generate the transaction yourself, with the advent of online banking this convenience is largely redundant. From the payee's perspective, as all the utility companies show, it is highly desirable way of payment. Until the scale is rebalanced so that the payer has more genuine control of the DD, I will continue to think that they are no good to me.
 
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