At aged 68 I still have 7+ yrs left on my mortgage. I have a small amount of arrears and am paying other loans and credit card. On my income I can cover these amounts but have an existence rather than a life. There is the question now of capitalising the arrears but simply cannot afford this. I am seriously thinking of selling my house paying off everything I owe and renting privately in order to give me some peace of mind as paying this mortgage until I am 75 is frightening me. There is equity in my house but not enough to buy even a smaller home. Would this be an advisable course of action or should I struggle on paying off all this money but having no life nor the ability to help any family members with day to day difficulties.?