So they charged you STG£129.52 for a Euro purchase of €143.32 is that right? If so the exchange rate would be just about right.
Yes, agreed - taken on it's own. However..
Take the first flight - the 40 euro flight - Charged £37.48 for this on Entropay - which equates to an exchange rate of €1 = £0.937.
Second flight (purchased the same hour same day) - €143.32 flights - Charged £129.52 on Entropay - equating to an exchange rate of €1 = 0.9037.
Assumptions:
1. The exchange rate would not have moved that significantly within the hour (or day).
2. If the 2nd flight had been charged the same rate as the first flight (.937) Entropay would have charged £134.29 - (143.32*.937). Therefore the first rate must be incorrect because, as you can see from my statement, I would have been short nearly a fiver trying to pay for the 2nd flight - unless they "let me off".
3. Therefore, if the 2nd rate is correct, I should have been charged slightly less for the first flight.
4. Where coincidences come in -
a) regardless of changing rates that the 2nd flight EXACTLY equals my remaining balance - as
Suzie has also miraculously done earlier on as well !
b) possible red herring - that between the 2 rates used on purchases within the same hour, one rate = 0.937 and the other = 0.9037 (i.e. zero missing (or added) typo? manual intervention rather than automated systems?) - still would not explain me balancing to zero though
c) that I am SURE, back when I was purchasing the flights, that Entropay showed me as having about £5 left on my balance - which is now zero. This is because the 2nd flight would not go through until I loaded the last tenner to cover a shortfall of about £5.
This ties in with a boards.ie user who has stated in a thread over on boards (which prompted me to post here):
"Im in total agreement with you there podgeandrodge. This has happened to me the last 4 times I have booked using Entropay. ..I could be out a few pence with the transaction and have to load the extra £10- next time its gone !...and my transaction history is the same as yours...I'm glad i'm not the only one with this problem. If I add up roughly what I 'lost' when the balance was unconvincingly reduced to nil...then I reckon I lost about £35 i'd say...I'm with you on posting for advice on askaboutmoney.com,maybe the whizzes over there can shed some light on it...i wont be using Entropay again until they cop on !.there is definitely something dodgey about it.. "
So I remain convinced that there is something more than fluctuating exchange rates and fx charges going on here. But I'm still entirely open to the possiblity that there is a perfectly good explanation that I have missed!