Engine ceased up-car out of action

[shnaek]

I was wondering if anyone would have any advice for me. I drive a diesel car, and the engine ceased on me a week and a half ago. The car is currently with my mechanic.

I am changing insurance cover in a few days. I have full comprehensive insurance at the moment. Does that cover me to get a replacement car while my car is out of action? And if so, should I contact my former insurance company, or my new insurance company about it?

Thanks for the advice.

 

[mathepac]

Motor insurance (required for compliance with road traffic legislation) does nor provide cover for mechanical breakdown unless it is as a result of a road-traffic-accident. Some policies may provide home-start or road-side assistance cover as extras, but you would need to consult your policy documents.

I don't believe a standard motor policy will cover you for a replacement car in the circumstances you describe.

 

[shnaek]

Motor insurance (required for compliance with road traffic legislation) does nor provide cover for mechanical breakdown unless it is as a result of a road-traffic-accident. Some policies may provide home-start or road-side assistance cover as extras, but you would need to consult your policy documents.

I don't believe a standard motor policy will cover you for a replacement car in the circumstances you describe.

Thanks for that. I thought that would be the case. I am covered for breakdown alright, but in this case I was near my mechanics house so I called him out myself.