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Agree with this or for 3/. they may place a scrap value on the damaged (?) ring, allow you to keep it and reduce your settlement by that amount.1/. The valuation.
2/. Again it's the value, in €.
3/. Yes.
many thanks for the replies & helpful comments.
on #1: whats my best way to force them to use the valuation instead of the price I paid...is this up to them or are they bound to use the valuation?
to clarify#2 - it seems that what I paid for it is irrelevant; they insist that I am only eligible for the amount in euros today that it will take to replace (originally purchased in Sterling), so as the exchange rate has changed & get less euros from them than I paid for it
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