If you are being paid while in your car you are driving for work.Am shopping around for renewals and during a phone call yesterday I was asked if I drive for work. I replied that I didn't but that on occasion I drive to work, park for the day and drive home. I was then told that I need to specify that on the application - that the normal phrase 'social, domestic and pleasure' does not cover driving to and from a place of employment. Has this always been the situation or is there a misunderstanding? Obviously driving for work is different and I understand that would need to be declared.
It depends on the insurer. Some factor it into their risk. It's similar to asking how many kilometers per year you drive; not all insurers ask before calculating your premium but some do.Has this always been the situation or is there a misunderstanding?
If you're on a weekly wage, you can expect to get paid for days off. But you couldn't possibly be claimed to be driving for work on any of those days.If you are being paid while in your car you are driving for work.
If you receive a weekly wage it normally states the hrs of work and the location of your work. If you are travelling outside of your contracted hours of work then you are not using a vehicle for work ie you are using it for social, domestic or pleasure purposes.If you're on a weekly wage, you can expect to get paid for days off. But you couldn't possibly be claimed to be driving for work on any of those days.
Yes, but if you nip off an hour early to attend to a personal errand, you will most definitely be travelling within your contracted hours of work. It would make no sense for that to be treated as anything other than social, domestic or pleasure purposes.If you receive a weekly wage it normally states the hrs of work and the location of your work. If you are travelling outside of your contracted hours of work then you are not using a vehicle for work ie you are using it for social, domestic or pleasure purposes.
Who said that this is some new category?Yet another smack in the kisser for private motorists. My personal motor policies never mentioned this new category of "commuting" as a lot of my driving included driving to and from my fixed place of work.
OP's Insurers, and I quote "the normal phrase 'social, domestic and pleasure' does not cover driving to and from a place of employment."Who said that this is some new category?
AgreedYes, but if you nip off an hour early to attend to a personal errand, you will most definitely be travelling within your contracted hours of work. It would make no sense for that to be treated as anything other than social, domestic or pleasure purposes.
What is AAM coming to?Agreed
Now I'm wonderingOP's Insurers, and I quote "the normal phrase 'social, domestic and pleasure' does not cover driving to and from a place of employment."
Am I the only poster who can read? A lot of drivers invest in cars in order to commute to and from a place of employment.
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