PeakyBlinder
Registered User
- Messages
- 4
Hi
My partner and I are in a bit of a conundrum, we were approved for a mortgage early this year & at the time my partner was working for council as a part time firefighter and is also self employed, he left the fire as it was not working with the business. In the meantime we found a house (not on the market) and have gone sale agreed today we signed our letter of offer but our solicitor advised on drawdown we will be asked for bank statements and payslips again. TSB did not give me that impression when I gave all the up to date documents in October, i was told once valuation and insurances are in order we would be good to go.
We are hoping to close the sale before Christmas we are unsure whether to come clean and hope when they run the numbers we will get the mortgage but then thinking they may not ask either so just take the chance. I have never been asked for them before so I'm not sure if this is just a safety clause for them.
Is there anyone here that has recently drawndown a mortgage with PTSB that can advise if PTSB actually ask for these.
Any advice welcome...
My partner and I are in a bit of a conundrum, we were approved for a mortgage early this year & at the time my partner was working for council as a part time firefighter and is also self employed, he left the fire as it was not working with the business. In the meantime we found a house (not on the market) and have gone sale agreed today we signed our letter of offer but our solicitor advised on drawdown we will be asked for bank statements and payslips again. TSB did not give me that impression when I gave all the up to date documents in October, i was told once valuation and insurances are in order we would be good to go.
We are hoping to close the sale before Christmas we are unsure whether to come clean and hope when they run the numbers we will get the mortgage but then thinking they may not ask either so just take the chance. I have never been asked for them before so I'm not sure if this is just a safety clause for them.
Is there anyone here that has recently drawndown a mortgage with PTSB that can advise if PTSB actually ask for these.
Any advice welcome...