Thanks for your replies. I had a quick word with my solicitor yesterday and his immediate reaction was that 'that cant be right' and you cant insure the 'building'/ structure of an individual apartment!
RELIEF
He says the builders lawyers will have to provide me with some kind of buildings insurance indemnity cert showing that the building/ block is covered for insurance purposes pre- the closing date. Apparently, reading the fine print of the loan approval special conditions, the lender can still decide they are not happy with the cover in the 12th hour but he thinks thats unlikely. So I think its the broker who must have been given inaccurate information. The underwriters had said they usually request the borrower get separate buildings insurance in apt complexes in case the management company goes bust and the premiums arent paid! Will keep working on it.
THANKS