thanks podowd,
yes the co' is making a profit,so it makes sense to invest in pension,so the q. is does it pay to invest in pension,pay less corp'tax,dividends,but pay bank fees for overdraft.
my pension priority is to build a sizable nest egg to give my wife and i a respectful old age.
i asked the pension co' for the max lump sum i could invest to maximise tax benefit,nice if you can afford it.i supose i'm just a little frightened to bury such an amount of money for such a long time,at the same time i know i need to make such large contrabutions to have a decant pension.
thanks again yob