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If it is established that an unauthorised Direct Debit was charged to your account, you are guaranteed a prompt refund by your Bank of the amount so charged.
Do you know what person or organisation controls the account the money went to?... The bank has just said the name of the account where the money went to ...
Don't apologise - neither are most of the rest of us.I dont know what it is, maybe coz im not an English native, sorry about it.
Yes, I, also, would like to know what IPSO stands for.
Not nessasary at all now a days. Eircom, ESB, Bord Gais, and most utility companies do not need a signed mandate to DD an account. They use originator plus which allows them to DD without a paper mandate.A DD should be supported by a signed form which the bank should have a copy of
this happened me and it took a month to get sorted. i paid mine and someone elses mortgage one month-ask for a copy of the DD form from the bank
-ask the bank to confirm if there is another DD to the same person due out this month
-if so, ask the bank to cancel the DD, you may be asked to put this in writing
-ask the bank for details of their customer complaints procedures.
Eircom, ESB, Bord Gais, and most utility companies do not need a signed mandate to DD an account. They use originator plus which allows them to DD without a paper mandate.
Yes but you need the signature - otherwise you can say it was done without your knowledge?How do they prevent fraud if theres no signature?
Someone could easily set up a direct debit off my account, to pay their ESB and gas bills, right?
How do they prevent fraud if theres no signature?
Someone could easily set up a direct debit off my account, to pay their ESB and gas bills, right?
Yes they should match. All that is needed is the sort code, account number and name of account holder. You give a verbal consent.Does the name on the account and the name on the bill have to match?
Yes but you need the signature - otherwise you can say it was done without your knowledge?
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