Have the banks learnt nothing.
5.25% (!) variable for LTVs over 50%.
Who in their right mind would borrow money at that rate during an era of zero inflation and rent controls? Remember that 20% of the interest cost is non-deductible for income tax purposes.
Never heard of Dilosk before today. And it says it's an ICS mortgage.
Sarenco what has the deposit scheme got to do with anything?
I know people with a LTV less than 50% and PTSB are charging them 5.8%. The mortgages they took out in 2000, were cheaper than what PTSB has them on.
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