Differences in Std. Variable Rates

Hi,


I'm currently researching standard variable mortgage interest rates. I'm a FTB looking for about 154k over 20 years.
From what I understand, based on a LTV <= 50, PTSB are currently the most competitive ( I think).


Just wondering does anyone have an opinion on going with PTSB, isn't there financial situation not the best? I'm thinking that they will be much more likely to push up interest rates as they need to improve their financial position in the future. BOI and AIB are more expensive in comparison.


Any opinions?


Gura maith agaibh....

All you're doing is speculating about what a bank might do. Nobody knows. You could say the same about AIB. Or BOI might have their own reasons for increasing rates.

I would try to get approval from the banks first before you worry too much about it. You may only get approved by one of them, in which case your decision is made.