Difference between affordable housing scheme and initiative

I feel I am going round and round in circles. I cannot figure out the difference between AHI and the general affordable housing scheme. I only recently discovered they are even separate issues. I spoke to a woman in SDCC recently and specifically asked if you were offered a place and turned it down would it affect your place on the list and she said no but I read yesterday on the property path information document that you go back to the bottom of the list if you do. Now I am thinking I was talking to her about only one of the schemes! Sorry to sound stupid but I don't want to miss an opportunity if I can apply / qualify for both options!

ggirl,
The Affordable Housing scheme is for people earning ~<40,000 Euro.
The Affordable Housing Initiative is for people earning between ~40 - 65K for singles and I think ~ 100K for a couple.
They are completely different schemes and have to be applied for seperately. A few people on salary's in around 40K would probably be able to apply for both.
For information on both you can look up www.fingalcoco.ie in the housing section. I'm sure all councils have information but this is the one I'm dealing with.
The AHI do tend to be more expensive than the Affordable Housing but you will get an offer much faster and, arguably from what I've seen, in better locations.

Thanks a million for clearing that up. The more I have read online the more confused I have become so I really appreciate your help!

I originally applied for AH

i was waiting ages - which in the end was a good thing - i waited so long i saved enough for a deposit for a house on the AHI even though i was earning under €40k

there are houses and appartments ready now on the AHI - its a much quicker scheme but does cost more

To apply you need to get approval in prinicpal from one of the three banks ebs, bank of ireland or iibs building socitey

Hi Tracey...

Do you mind telling how much of a deposit you had saved up?

I'm only on 27k per year as I'm on a Graduate Program with a bank, but I do have quite a large deposit...

I'd be very interested in the Affordable Hosing Initiative too.

colsku said:

Hi Tracey...

Do you mind telling how much of a deposit you had saved up?

I'm only on 27k per year as I'm on a Graduate Program with a bank, but I do have quite a large deposit...

I'd be very interested in the Affordable Hosing Initiative too.

Click to expand...

Hi,

I saved 40K and got a "gift " of my parents of 35k this made up the remainder i needed

the house was 295k

i was offered 230k from the bank

That's great Tracey thanks.

I don't have quite that much, and I'm only on a graduate salary at present so my mortgage won't be that much either.

I'm finding it difficult to find out about the Initiative for Dublin City County Council. Is there a webpage where I can see each of the developments available at present and in the future?

www.affordablehome.ie is quite poor.

Sideview said:

They are completely different schemes and have to be applied for seperately.

Click to expand...

I didn't even realise there were two schemes and separate applications. I recently completed the application form downloaded from [broken link removed]. Does this mean I applied to the scheme or the initiative? Or do they examine my financial details and decide which one I should be in?

BigD,
I think that looks like the Affordable Housing one. They are very similar. Your salary and savings will decide which one you should go for. Check out fingal website ot other county councils for detailed information or else look back on the many threads here for details on the intricacies of each scheme!

Had a look on the Fingal site and as you say the application forms are almost identical. But looking on DCC and DLR site I can't see any mention of initiative, just scheme. Maybe they group them under the same application?