The banks are not obliged to offer you any particular rate so unless you actually had one to begin with and lost it you won't have a case.
You say that you were entitled to a tracker under the mortgage loan offer, can you expand on this? Did your original letter of offer say you had a tracker.
LTV 50% - Rate was 4.60%
AIB has agreed that he was entitled to a tracker rate on expiry of his fixed rate in 2008.
If you never had a tracker to begin with id say you will struggle.
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