We sold our home in Feb 2016 through Voluntary Assisted Surrender. The difference between the sale price and amount owed on mortgage was totally written off. We have other debts with were sold from AIB to Cabot and pay a minimum amount on these. We are now renting and our rent is more than a mortgage repayment. I was just wondering would any bank or mortgage company ever give us a mortgage again. We are looking for a mortgage of about €120,000 and would hope to have a deposit of €20,000.