Mabs is not very usefull, they have no power, all they do is try to get a debtor to accept a payment plan based on your income and expenditure, the debtor does not have to agree with any Mabs proposal and most dont unless your debts are very small. I asked for some very basic info on what happens when debt is sold of to debt collectors, info on secured debt v unsecured debt, what steps can be taken against me legally to repay debts etc.These are the real issues people with debt need answered. Mabs had no idea, none, another waste of tax payers money.