chiefwigam
Registered User
- Messages
- 19
This guy is phonning and sending text messages on a regular basis and is threatning to call to my home and place of work.
can anyone please advise,
Thanks for taking the time to reply Clubman,
I have no evidence but as far as i was aware the moneys were paid,
i was a director of the company and the money owed was for services carried out for the company i was a director of.
can they demand the money from me as the company no longer exists.
i remortgaged my home to pay off any outstanding debts that we had encured so my repayments are high enough, cant really afford to pay anything else
no personal guarentees, i did agree settlements,
i dont like seeing anyone out of pocket, the 30k is all documented
i wasnt disqualified or anything like that.
just got caught for money that was owed to us couldnt recoupe the losses , tried to trade out of it and as creditors knew we were in bother so all credit was cut . the only thing to do was cut the losses and get out..
Is this sort of behaviour in contravention of the Consumer Credit Act?
Hi Chiefwigam,
If your company was insolvent when struck-off by the CRO, then you may be exposed personally to potential ODCE proceedings if the company or any other alleged debtor reports the alleged debt to them.
Do bear in mind its hard to tell whether this is the case from your posts above - that's why I use the word "If"
Again if this is the case, threatening legal action might not be the best way to resolve this problem.
It is pretty clear from the posts that this is not the case.
no personal guarentees, i did agree settlements,
i dont like seeing anyone out of pocket, the 30k is all documented
i wasnt disqualified or anything like that.
just got caught for money that was owed to us couldnt recoupe the losses , tried to trade out of it and as creditors knew we were in bother so all credit was cut . the only thing to do was cut the losses and get out..
I don't necessarily want to be picky, but the first line of the OP's initial post states: "i was a director in a small Limited company that has since been struck off due to the fact that we incurred some bad debts in our last year of trading"
Unfortunately in this sort of scenario, it sometimes happens that 1 or 2 creditors might not paid have been paid in full and might not have agreed to settlements. The OP implies this in saying "the truth is i honestly dont know if they have been paid or not".
The paragraph you quote above does not rule out this possibility, (ie the OP did not say "i did agree settlements with all creditors") although like you I hope for the OP's sake that this is not the case. I certainly wonder about the certainty of some of your own advice above, eg "these guys you're worried about are chancing their arm. You owe them nothing"
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