Do you happen to know if Revolut or N26 would be widely accepted as payment for hotel stays and car hire and, also, is there a daily limit over there to the amount of cash you can withdraw by Atm? Thank you.Yes, you will be able to use the card. However, take note of the fees you'll be charged, including poor FX rates. If you've time, I'd recommend getting a Revolut or N26 card before you travel as they'll work out cheaper. There are lots of threads on cheapest way to use cards abroad.
You can notify them of travel, and it should prevent your card being blocked. I don't bank with them, but I've never had issues with cards being blocked even in random countries, without notifying.
I'm not sure what it's like in US, but I've hired cars throughout Europe with a debit card. Once you've a big enough balance that they can block I think it works.If you are going to hire a car you will need a Credit Card as car hire companies wouldn't accept Debit cards as guarantee
Most car rental companies will accept Debit Cards as guarantee when renting at airport locations but you will also need to provide proof of your travel itinerary i.e. a return plane ticket.I find the N26 very useful, it's a MasterCard so no problems as it is accepted world over. If you are going to hire a car you will need a Credit Card as car hire companies wouldn't accept Debit cards as guarantee
Yes, especially since Tax compliance would be improved, if everyone insisted on cards/iban transfers like in FinlandGet a Revolut card, you are going to need very little cash, use your card to pay for everything, I have booked to hire a car on my credit card then paid by debit card but generally for car hire you need a credit card.
I am not long back from Sweden, I brought no local currency and used my Revolut for everything, I think it was a glimpse into the future where we will be a substantially cashless society, a good thing in my view.
Most car rental companies will accept Debit Cards as guarantee when renting at airport locations but you will also need to provide proof of your travel itinerary i.e. a return plane ticket.
Out of interest, what country was this in?they won't accept debit cards for cases where you aren't taking their enhanced insurance
Out of interest, what country was this in?
Interesting. I've hired cars here and in France with only a debit card. Last year the guy at Sixt desk when I was picking up didn't think it'd work, but put card in machine and it went through. I always carry a credit card with me just in case, but I haven't taken it out if my wallet in 3 years.I believe the rationale is that they can put a "hold" on a credit card (as hotels do) which effectively reserves part of your credit card limit until released. You can't do that with a debit card - you either transfer money or you don't
Any chance you pre-booked it online using your credit card details though ? and just paid for it on pick up ?nteresting. I've hired cars here and in France with only a debit card. Last year the guy at Sixt desk when I was picking up didn't think it'd work, but put card in machine and it went through.
No, definitely not. I've just double checked and I had prepaid the full amount using debit card.Any chance you pre-booked it online using your credit card details though ? and just paid for it on pick up ?
No, definitely not. I've just double checked and I had prepaid the full amount using debit card.
But I had enough funds in my current account for a hold to be put on it. I think from memory there was 1,200 funds reserved.
Edit. Looked at receipts - I had insurance included in rental, with an excess. They blocked the amount of the excess plus a full tank of fuel on debit card when I picked up.
Of course you can put a hold on a debit card. It's called a pre authorisation (if you read you current account terms & conditions you should see it referenced). Having card details is of no use to a service station if you've no money in the account.you can't put a hold on a debit card - self service fuel pumps don't operate on a hold - they have your card details and will debit the amount if you leave. Not the same as a hold