M
Mickj
Guest
I have a quick question if anybody could help me out. I have a current account in a BOI in Galway from when I was in college there. I rarely use it anymore since I have lived and worked in London for the past 3 years. I keep some money in it just so I don't have to constantly change currency when I come back on holidays. When my ATM card snapped and I was back home I went to the branch to ask for a debit/laser card instead.
I was told I wasn't entitled to one as I don't have a regular salary going into the account, despite the fact I have over €1200 in the account, an overdraft facility for €500 and haven't let it go under €200 in 3 years. When I pressed the girl on this she claimed it was "standard banking practice". Is that really the case?
It's not really much of an issue for me since I'm only home a few times a year and that's all I want it for instead of carrying cash constantly or using my credit cards.
I was told I wasn't entitled to one as I don't have a regular salary going into the account, despite the fact I have over €1200 in the account, an overdraft facility for €500 and haven't let it go under €200 in 3 years. When I pressed the girl on this she claimed it was "standard banking practice". Is that really the case?
It's not really much of an issue for me since I'm only home a few times a year and that's all I want it for instead of carrying cash constantly or using my credit cards.