Probably not a joke. Probably explicitly covered in the terms & conditions of the policy. If you suspect not then make a complaint and take it all the way to the [broken link removed] if necessary. But I doubt that you have grounds for such a complaint to be honest.No private insurance unfortunately,I do have a Hospital Saturday Fund policy but she is not covered on this as we took out the policy when my wife was pregnant on this child,its a bit of a joke I appealed it and they said we would have to started the policy before the wife got pregnant.
Probably not a joke. Probably explicitly covered in the terms & conditions of the policy. If you suspect not then make a complaint and take it all the way to the [broken link removed] if necessary. But I doubt that you have grounds for such a complaint to be honest.