Switching is top of my list this year as close to 90% LTV now, although a bit concerned about being 'means' tested as i now have 2 kids both in childcare which I didnt have when i took original mortgage 9 years ago..
Im aware i cud be paying 3.5% with AIB including €2000 cashback which wud make a huge difference to us finacially regarding monthly payments and the impact that wud have on our disposal income..
I have a danske mortgage on an investment property and was very surprised to see that letter about the reduction to 4.75 come in the post yesterday.Danske must be the only lender to be offering the same rate for variable home loan as variable investment rate.
Did you not have a Danske current account which entitled you to a 0.5% reduction on the standard rate?I recieved a letter today from Danske informing me that as of 23/12/16 they have reduced the SVR from 4.95% to 4.75%...
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