K
KazDub
Guest
I got a quote from our home insurance providers recently of €760. This is for a 4 bed, semi-d house in Dublin 15. I've spoken to a few people in work here and they say that there's an error on my policy based around the 'buildings sum insured' cost. The cost quoted on my renewal is €363,495. Bear in mind this is a bog standard semi-d. No extensions, no garage, no extra rooms, no conversions.
Now, the bit that's causing me problems is trying to (a)figure out if this cost is correct and (b)rectifying it if not.
I found a link to the Institute of Chartered Surveyors rebuild costs for 2009 and, going by their figured for a 4 bed semi in Dublin, the rebuild cost should be around €226,060.
I have no idea of the size of my house, but going by the details they have there most houses of that size are about 1270 sq/ft.
Before I was aware of any of this I phoned the insurance company and the best that they could do was to bring down the renewal to €633.
If there's anyone reading this who has a four bed semi in the Dublin 15 / Clonsilla area, can you give me a rough idea of what kind of costs you are paying for your home insurance and confirm that the 1270 sq/ft size is correct.
This just seems like crazy money to have to pay!
Thanks in advance for any help or suggestions.
Now, the bit that's causing me problems is trying to (a)figure out if this cost is correct and (b)rectifying it if not.
I found a link to the Institute of Chartered Surveyors rebuild costs for 2009 and, going by their figured for a 4 bed semi in Dublin, the rebuild cost should be around €226,060.
I have no idea of the size of my house, but going by the details they have there most houses of that size are about 1270 sq/ft.
Before I was aware of any of this I phoned the insurance company and the best that they could do was to bring down the renewal to €633.
If there's anyone reading this who has a four bed semi in the Dublin 15 / Clonsilla area, can you give me a rough idea of what kind of costs you are paying for your home insurance and confirm that the 1270 sq/ft size is correct.
This just seems like crazy money to have to pay!
Thanks in advance for any help or suggestions.