Taxi Driver
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Looking at current rates I see that AIB are the lowest in every category. Using [broken link removed] I found the following AIB rates.
Tracker Variable: N/A
Standard Variable: 3.81%
1 Year Fixed: 3.70%
2 Year Fixed: 3.60%
3 Year Fixed: 3.96%
5 Year Fixed: 4.27%
10 Year Fixed: 4.84%
Is the website wrong? The rates quoted on [broken link removed] are slightly different but are for the 19th December. I know that there are many other mortgage products that are not listed but the rates don't seem to come near AIB's rates. For example the next best 2-year fixed on the list is Bank of Ireland's 4.1% for loan to value less than 80% (4.3% otherwise). This is a full 0.5% more than the the AIB rate.
How is this? Have AIB priced in further ECB cuts ahead of them actually happening? Are they in a very strong competitive position? Given that many of our banks are in "trouble" this would seem to be a sign of strength from AIB.
Tracker Variable: N/A
Standard Variable: 3.81%
1 Year Fixed: 3.70%
2 Year Fixed: 3.60%
3 Year Fixed: 3.96%
5 Year Fixed: 4.27%
10 Year Fixed: 4.84%
Is the website wrong? The rates quoted on [broken link removed] are slightly different but are for the 19th December. I know that there are many other mortgage products that are not listed but the rates don't seem to come near AIB's rates. For example the next best 2-year fixed on the list is Bank of Ireland's 4.1% for loan to value less than 80% (4.3% otherwise). This is a full 0.5% more than the the AIB rate.
How is this? Have AIB priced in further ECB cuts ahead of them actually happening? Are they in a very strong competitive position? Given that many of our banks are in "trouble" this would seem to be a sign of strength from AIB.