Hi,
I'm interested in pursuing the Boglehead portfolio. I have questions about my proposed portfolio.
Emergency funds: I have three to four months worth. I also have a pension scheme and my employment is secure.
Tax Filing Status: Married
Age: 36
Desired Asset allocation: 50% stocks / 50% bonds (according to the Vanguard test)
Investment type: medium-low risk.
I have EUR10k the childcare state savings account. 5.5% return after 5 years
I have EUR5k in shares for a company I work for.
I have another EUR3-5k in various current and short-term savings accounts
From January, I'm considering investing
* EUR1k every 2-3 months in the Vanguard Total Stock Market via Degiro.
* EUR150 every month in shares scheme with my employer
* EUR270 in the state savings account per month
I increased my pension payments recently, so this is not the priority as my goal is savings for the next 5-10 years.
Is this the right Vanguard fund to invest in?
Should I allocate some of this portfolio to the NTMA 10 year solidarity bond?
I'm interested in pursuing the Boglehead portfolio. I have questions about my proposed portfolio.
Emergency funds: I have three to four months worth. I also have a pension scheme and my employment is secure.
Tax Filing Status: Married
Age: 36
Desired Asset allocation: 50% stocks / 50% bonds (according to the Vanguard test)
Investment type: medium-low risk.
I have EUR10k the childcare state savings account. 5.5% return after 5 years
I have EUR5k in shares for a company I work for.
I have another EUR3-5k in various current and short-term savings accounts
From January, I'm considering investing
* EUR1k every 2-3 months in the Vanguard Total Stock Market via Degiro.
* EUR150 every month in shares scheme with my employer
* EUR270 in the state savings account per month
I increased my pension payments recently, so this is not the priority as my goal is savings for the next 5-10 years.
Is this the right Vanguard fund to invest in?
Should I allocate some of this portfolio to the NTMA 10 year solidarity bond?