I have a business debt covered by personal guarantee, which was secured by a judgement in 2010. A few weeks ago the creditor company had me in court in order to get a payment order. Their solicitor didn't have a copy of the statement of means I had sent into the court, and so didn't see it until the case was called. The judge allowed us the time to "have a conversation". He had looked over the statement and saw two other judgements against me.
The solicitor spoke to me outside and went through the statement and asked a few questions. The statement shows very clearly that I can't pay anything. He suggested we adjourn and come back to it in 6 to 9 months when my financial situation might be better. I agreed.
I received a letter last week from him, informing me that the case had been adjourned until April, and requests that I send him documentation supporting my statement of means.
On the basis that the court takes a statement of means as a sworn statement, should I expect this creditor to do the same? The creditor is not a bank or financial institution, but a supplier company (although I assume this makes no difference as they have a judgement). Is there anything compelling me to provide the payslips, bank statements etc to this creditor, or can I just say no and tell their solicitor to accept the statement of means as it stands? I'd rather not let this company have this access to my personal information unless a court rules that way.
The solicitor spoke to me outside and went through the statement and asked a few questions. The statement shows very clearly that I can't pay anything. He suggested we adjourn and come back to it in 6 to 9 months when my financial situation might be better. I agreed.
I received a letter last week from him, informing me that the case had been adjourned until April, and requests that I send him documentation supporting my statement of means.
On the basis that the court takes a statement of means as a sworn statement, should I expect this creditor to do the same? The creditor is not a bank or financial institution, but a supplier company (although I assume this makes no difference as they have a judgement). Is there anything compelling me to provide the payslips, bank statements etc to this creditor, or can I just say no and tell their solicitor to accept the statement of means as it stands? I'd rather not let this company have this access to my personal information unless a court rules that way.