Hi yes I got a mortgage from my local credit union. I bought a house in nov 2019. I am 50's so was looking for a mortgage until 65. I am civil service. The family home was repossessed by Bank of Scotland in 2013. My marriage broke up and I bought a small house. I had to raise 20%, which was 20,000 because of my bad credit record and i did that. My mortgage is 69,000 . The interest rate was higher in the credit union but no body else would touch me so I couldn't shop around. But I feel very lucky to have my own home today.