This may sound like a silly question but should I actually pay off the fraudulent transaction so that I don't get charged interest on it?
Probably. Card details are bought/sold regularly on the darkweb (20c - 5$ per card depending), so the card details could have been stolen 3 months ago and only sold last week.I have never used my credit card in a POS transaction and use it only online sparingly (hence I reckon this is a fraudulent transaction originating online). I didn't make any purchases for ages and ages until last week when I made an order off Amazon.co.uk (which knows my CC details so I don't have to enter them again) and then this fraudulent transaction occurred a few days later... coincidence?
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