J
jb1981
Guest
Hi All
Looking for some advice / information.
I have had a UK BOI credit card for about 8 years. There is a balance on it, not a major amount, but a balance none the less. I no longer live in the UK, I live in Ireland. I am having extreme difficulty meeting the minimum payments ( again they are not much, but unfortunately they come behind the mortgage, food, diesel etc.. you all know the story ). I have been paying it for 2 years now, even though i have live in Ireland for that time. And have tried my best to keep up, as I am not one to not pay my way as such. I haven't used the credit card in about 4 months. But the balance is not going down as I am only meeting the minimum payments. My question is ( as I feel I am going to end up missing a few payments between now an Christmas due to our circumstances ) if i stop paying it what happens, given I no longer live in the country. What are the consequences if any? Would love some advice.
Thanks
JB
Looking for some advice / information.
I have had a UK BOI credit card for about 8 years. There is a balance on it, not a major amount, but a balance none the less. I no longer live in the UK, I live in Ireland. I am having extreme difficulty meeting the minimum payments ( again they are not much, but unfortunately they come behind the mortgage, food, diesel etc.. you all know the story ). I have been paying it for 2 years now, even though i have live in Ireland for that time. And have tried my best to keep up, as I am not one to not pay my way as such. I haven't used the credit card in about 4 months. But the balance is not going down as I am only meeting the minimum payments. My question is ( as I feel I am going to end up missing a few payments between now an Christmas due to our circumstances ) if i stop paying it what happens, given I no longer live in the country. What are the consequences if any? Would love some advice.
Thanks
JB