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IrishmanAbro
Guest
I have a BOI credit card and have an outstanding balance of a few thousand euro. I have had the credit card for the last 5 years and have made regular payments up until the last 6 months. I havent been able to make regular payments for the last few months due to severe financial problems. My wife had a child and suffered alot of health issues after the birth., with us been based in the US for now and the way the exchange rate is it has been very hard. I will however be able to make regular payments starting in the next few weeks as my wife got a new job so we will have more money coming in. Also we are in the process of selling our house and the sale should go through within the next 6 weeks. Should i explain to to the bank instead of waiting for a letter or call on why i am not making regular payments. I do now use this credit card anymore and havent done so within the past year. Any advice would be greatly appreciated.