Hi there
I had a direct debit payment due for an AIB credit card on Monday, and due to a mess-up by our payroll dept in work, I wasn't paid on time and there were not enough funds in my current account to cover the payment, so the money was taken out on Monday and the account went into overdraft.
Yesterday we got paid and my account went back into credit, so all appeared well, but when I logged in this morning to check my bank balance, the direct debit returned unpaid, and the money they took out was credited back into my account.
I'm raging because I normally pay off my CC myself in advance of the DD date, and now I'm wondering how to proceed. I heard that in this situation the bank just makes a second attempt at the direct debit a few days later. Is this the case or do I need to ring them?
Thanks
L
I had a direct debit payment due for an AIB credit card on Monday, and due to a mess-up by our payroll dept in work, I wasn't paid on time and there were not enough funds in my current account to cover the payment, so the money was taken out on Monday and the account went into overdraft.
Yesterday we got paid and my account went back into credit, so all appeared well, but when I logged in this morning to check my bank balance, the direct debit returned unpaid, and the money they took out was credited back into my account.
I'm raging because I normally pay off my CC myself in advance of the DD date, and now I'm wondering how to proceed. I heard that in this situation the bank just makes a second attempt at the direct debit a few days later. Is this the case or do I need to ring them?
Thanks
L