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darkan9el
Guest
Hi all, I'm looking for some advice/opinions re credit cards.
I want to swap from my present card (TSB Trustcard) for a better rate, I have a small balance to transfer but I am getting a bit confused with all the deals.
I want a simple no fuss card but I'm not sure whether to go for a low flat rate card or a card that offers 0% on balance transfers for a few months and then hikes the APR to 14%+
I've read that lower APRs don't always mean less interest, as it depends on when you are charged.
Does anyone know of a calculator online or that can be downloaded that can work the interest out based on different offers. If not I think there should be one because I would certainly buy it.
Best regards Lee
tia
I want to swap from my present card (TSB Trustcard) for a better rate, I have a small balance to transfer but I am getting a bit confused with all the deals.
I want a simple no fuss card but I'm not sure whether to go for a low flat rate card or a card that offers 0% on balance transfers for a few months and then hikes the APR to 14%+
I've read that lower APRs don't always mean less interest, as it depends on when you are charged.
Does anyone know of a calculator online or that can be downloaded that can work the interest out based on different offers. If not I think there should be one because I would certainly buy it.
Best regards Lee
tia