Thanks for that guys,
Rang MBNA and they said they can get one out in 3 days at a cost of €50, which will be put on the card itself.
No other option really. Need a credit card for South America for booking flights while over there etc.
Besides, got stranded in Brussels with no money before even though i had an atm card that had cirrus/plus. Couldn't get cash from any machine. The comms line between Belgium and Ireland was down for that whole week...
Thanks for the help anyway.
K.