P
pockettens
Guest
I have a credit card and personal loan off around 10k. The problem is that i have been out of work for a year now due to illness. I monthly repayments are quite alot compared to the income im getting and was wondering what to do. The monthly repayments are appox 360 euro a month. I was thinking of approaching the bank and asking them could i consolidate the two loans and reduce the monthly repayements in half their by taking out a new loan over a longer period. Is this the best way to go. Are the banks understanding to these issues.